Software for personal finance can help you track spending and savings goals. Today’s personal finance programs can be accessed not only via traditional software but online and on smartphones. This makes it possible for you to monitor your finances while on the go. Following is a listing of some popular online personal finance programs.
MoneyStrands is an online money management tool. It takes data from several sources, including checking, savings and credit card accounts and gives you a to-the-minute picture of your spending habits. Data is accessible via the inernet or an app that can be downloaded on a smartphone such as an iPhone or BlackBerry.
Mint allows you to manage bank, credit card and investment accounts online. It’s free to sign up and you can set up alerts that e-mail or text you when an account balance is low or a credit card is over its limit. You can also be alerted if there is suspicious activity in one of your accounts.
Thrive is an online money management site that helps you to reach financial goals. If you want to get a credit card, use Thrive to compare interest rates on different cards. Thrive can also help you set up a schedule for paying off an existing credit card, or a saving plan to come up with a down payment on a home.
If you don’t want to link your bank accounts to an online money management tool, then BudgetPulse may be the program for you. Instead, data is imported from financial statements and is encrypted. The tool can be utilized by users around the world — BudgetPulse can be personalized with various currencies and time zones. You can use the program to set savings goals, track spending in categories like dining out or utilities, and it’s free to sign up.